Wednesday, December 31, 2014

103 Saint James Place Saint Marys, GA 31558

Property Site: http://tour.remax-georgia.com/home/HFMEWC
With a little TLC this will be a wonderful family home. dining room is separate and could easily be a 4th bedroom. Granite counter tops. Needs appliances. tile floors and wall to wall carpet. Large fenced in yard, close to schools and NSB Kings Bay. Sidewalks. 2 car garage, eat in kitchen and breakfast bar. side door entry to garage from yard. Rear French doors to patio. Large master suite with separate shower and soaker tub. Sold As Is. Prior to seller receipt and approval of the full title package from foreclosure, title to the property will be conveyed by a quit claim deed. Seller recommends buyer obtain title insurance. Proof of funds or pre-approval letter dated within the past 30 days required with all offers.
Bedrooms: 3
Bathrooms: 2.00
Square feet: 1,546
Price: $84,000

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 2478110 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7380740

Wednesday, December 24, 2014

A 5-Point Action Plan for Your New Place

A 5-Point Action Plan for Your New Place

A 5-Point Action Plan for Your New Place

After waiting weeks for the keys to your new home, you probably want to treat yourself to something nice.
Here are some quick home improvements you'll likely be happy with:
1. Practical problems first.
Prioritize easy repairs and upgrades that affect your day-to-day living, such as leaky faucets, dirty or worn fixtures, poor paint choices, holes that need patching or flooring that needs updating.
2. Head-to-toe detail.
Detailing isn't just for your vehicle. Your new home deserves deep cleaning, too. Take advantage of it being completely empty, and hire someone to clean every inch. 
3. Consider the view.
The right window treatments improve a home’s ambiance, comfort and privacy. They can even save you money in the long run. Drapes, curtains, blinds and shutters block unwanted light, let in the right amount of sunshine and keep your home warm or cool when drawn or shut.
4. Bright ideas.
Proper lighting also affects your comfort. After you arrange furniture, pay close attention for a few weeks and note which areas are too dark and which get too much light. From there, you can decide whether new overhead lightning, lamps or bulbs will do the trick.
5. The right appliances.
Major appliances – refrigerators, dishwashers, washing machines, dryers and stoves – impact your daily life, your home's appearance and your utility bills. Purchasing the right appliances now can set you up for savings and efficiency for years to come.
Just starting the home buying process? Contact me, I can help you find the right place.

Monday, December 22, 2014

New York Times: Homeownership is Best Way To Build Wealth


The New York Times recently published an editorial entitled, Homeownership and Wealth Creation.” The housing market has made a strong recovery, not only in sales and prices, but also in the confidence of consumers and experts as an investment.
The article explains:
“Homeownership long has been central to Americans’ ability to amass wealth; even with the substantial decline in wealth after the housing bust, the net worth of homeowners over time has significantly outpaced that of renters, who tend as a group to accumulate little if any wealth.”
Many of the points that were made in the article are on track with the research that the Federal Reserve has also conducted in their Survey of Consumer Finances.
The study found that the average net worth of a homeowner ($194,500) is 36x greater than that of a renter ($5,400).
One reason for this large discrepancy in net worth is the concept of ‘forced savings’ created by having a mortgage payment and was explained by the Times:
“Homeownership requires potential buyers to save for a down payment, and forces them to continue to save by paying down a portion of the mortgage principal each month.”
“Even in instances where renters have excess cash, saving a substantial amount is difficult without a near-term goal, like a down payment. It is also difficult to systematically invest each month in stocks, bonds or other assets without being compelled to do so.”

Bottom Line

“As a means to building wealth, there is no practical substitute for homeownership.” If you are a renter who is considering making a purchase, sit with a local real estate professional who can explain the benefits of signing a contract to purchase over renewing your lease!

High Rent + Low Purchase Price = Great Cash Flow


High Rent + Low Purchase Price = Great Cash Flow

Currently there are a few turn key properties in Kingsland and Saint Marys Georgia available for good cash flow from rental income. I am looking for two new cash investors in our market place. www.247realtyservice.com. With the limited supply I am looking only for two new investors. We are not property managers working for a fee. We are a team of REALTORS representing BUYERS.
$99,900 rent = $1,000/month

$103,000 rent = $1,100/month

Sunday, December 21, 2014

In Love with a Fixer Upper? 203(k) FHA Loans to the Rescue!

Buy a Fixer With an FHA Loan
Most real estate agents have tales of clients who just can’t seem to look beyond a home’s minor flaws, be they ratty floors or sagging screens. Then, there are those clients who can envision the possibilities of a house that’s seemingly being held up by a prayer.
If you fall into the latter category but are short on cash, here’s a solution: a government-backed loan that covers not only the purchase price of the home, but the cost to rehab it as well. It’s a loan provided by the Department of Housing and Urban Development, known as the Section 203(k) Program.

The Possibilities203k Loan

The 203(k) loan is best known for allowing the borrower to rehab and repair a home. But it has other uses as well. Borrowers have used the loan to:
Convert single-family homes into multifamily dwellings, with up to four units.
Convert multi-units to a single-family home.
Move a house to purchased land.
If you have found a house that requires just a bit of work and not an entire rehab, HUD offers a 203(k) streamlined program. This program covers improvements, upgrades or repairs with costs that don’t exceed $35,000.
Some of these improvements may include a kitchen remodel, interior paint and new carpet – ideal for the homeowner wanting to spiff up a home before putting it on the market or the buyer who wants to make her new home move-in ready.

The Property


With most government loans, not only must the buyer qualify, but also the home. A dwelling’s eligibility for the 203(k) program includes:
It must be at least one year old.
If the home is going to be demolished, the existing foundation must remain.
If the program is being used to rehab a condo, you must intend to live in it, and all work must be confined to the interior of the unit.

The Borrower

Qualifying for the 203(k) loan is identical to the requirements for any FHA loan. The borrower must:
Show a steady employment history, preferably with the same employer for at least the past two years.
Be a lawful resident of the U.S. and have a Social Security number.
Intend to occupy the home.
Be able to show that your mortgage payment, taxes, insurance and mortgage insurance will be less than 31 percent of gross income.
Be able to show that the mortgage and all other monthly debt add up to no more than 43 percent of gross income.
Be at least two years out of bankruptcy, three years out of foreclosure, and have re-established good credit. There are exceptions to these rules, so speak with an FHA-approved lender for more information.
Have a minimum credit score of 580 to qualify for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with 10 percent down.
Keep in mind that these are HUD’s requirements and lenders’ requirements may be more stringent. For example, most lenders require a credit score of 620 or higher, although there are rumors in the lending industry that this may increase.

How the 203(k) Loan Works

The beauty of the 203(k) loan program is that the borrower has only one loan that incorporates both the price of the home and the cost to rehabilitate it. The loan amount is based on what the property’s projected worth will be after the work is done.
The nuts and bolts of how the program works are detailed and may be somewhat confusing to homebuyers who lack home construction experience. The process starts with the lender, and you must use one that is FHA-approved. Ask your real estate agent for a referral, or you can find a list of these lenders at HUD’s website.
Your lender will then choose an FHA-approved consultant, whose job it is to determine the scope of work required. Once that determination is made, the appraiser will figure out what the property will be worth when the work is complete. Payouts from escrow will occur at several points during construction.
You will have six months to complete the rehab.
With housing inventory tight in many regions across the country, expanding your home search to include fixers may just allow you to rehab your way to the home of your dreams. So, go ahead and fall in love with the possibilities. You can afford to buy a fixer.

Certified Pre-Owned Home Listing

Certified Pre-Owned Home Listing

Is your home marketed with this caption?

**** This Home is Certified Pre-Owned ****This home has been pre-inspected, pre-appraised, and comes with the value of a 13 month Home Warranty! ** 


It is time to list your pre-owned home as a CERTIFIED pre-owned home. Call me today for information on our Certified Pre-owned home listings. Would you buy a used Mercedes Benz, Lexus or BMW if you did not get a Pre-ownd Certification? Of course not so why leave the listing and marketing of your home to just anyone. Get your home Certified today! Call me; Ed Leavy, RE/MAX First Cost of Georgia Realty. 912-552-3436

Certified Pre-Owned Homes

*all items optional.
  • By addressing the major concerns up front we are able to save time and provide peace of mind for both buyers and sellers with our Certified Pre-Owned homes.
  • Certified Pre-Owned Homes complete a 3 Stage Process in preparation for being placed on the market.
  • 1) Marketing Appraisal
  • 2) Home Inspection
  • 3) Home Warranty

Saturday, December 13, 2014

513 Eagle Blvd Kingsland, GA 31548

Property Site: http://tour.remax-georgia.com/home/RUPKVW
Low Maintenance, Luxury Living at an Affordable Price! 2 Bedroom, 2 Bath Townhome in Brookshire section of Laurel Island. No yard work! Open Floor plan, Eat in area with Bay window in kitchen. Indoor laundry, Screened in Lanai overlooks wooded back yard. Master Suite with big walk-in-closet, jetted tub, and separate shower. Approx 1397 sqft. Perfect for Retirement or Second Home!
Bedrooms: 2
Bathrooms: 2.00
Price: $114,900

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 2459408 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7375444

Wednesday, December 10, 2014

207 Grassmere St Kingsland, GA 31548

Property Site: http://tour.remax-georgia.com/home/NTC7ZD
LAMINATE FLOORS IN GREAT ROOM KITCHEN LAUNDRY AND HALL. TILE IN BATHS. BIG YARD, PATIO AND ROCKING PORCH. EASY TO MAINTAIN WITH VINYL SIDING. QUICK MOVE IN POSSIBLE.CLOSE TO KINGS BAY NAVAL SUBMARINE BASE, SHOPPING AND RESTAURANTS. Sold As Is. Prior to seller receipt and approval of the full title package from foreclosure, title to the property will be conveyed by a quit claim deed. Seller recommends buyer obtain title insurance. Proof of funds or pre-approval letter dated within the past 30 days required with all offers.
Bedrooms: 3
Bathrooms: 2.00
Square feet: 1,365
Price: $103,500

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 2437099 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7369170

164 Mariah Dr Woodbine, GA 31569

Property Site: http://tour.remax-georgia.com/home/ANVL4H
4 BR, 2 Bath, ranch style home on the water! By permit only, deep water access. Overlooking the marsh and river from the backyard, you have this breath taking view from the kitchen and bedrooms! Vinyl and carpet throughout the house, with tile flooring in the bathrooms. 9ft plus ceilings in the living room, kitchen, and master bedroom. Living on the Crooked river has many advantages. No city taxes, aviary shows daily, quick access to Cumberland Island. Home faces south on the river giving you great sunrises and sunsets.
Bedrooms: 4
Bathrooms: 2.00
Square feet: 1,674
Price: $199,900

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 2399295 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7360364

104 Acacia Dr Kingsland, GA 31548

Property Site: http://tour.remax-georgia.com/home/N8SE2U
3BR/2BA SPLIT PLAN, Recently renovated, Located in a friendly quiet neighborhood in the lakes, with a fenced in yard. There is ceramic tile throughout the house, no carpet, updated appliances in a spacious eat in kitchen, freshly painted ceilings and walls, large master bedroom with a garden tub, and new landscaping around the house! Great location for families, with the elementary, middle, and high school being close by! Naval base and shopping facilities are accessible within minutes!
Bedrooms: 3
Bathrooms: 2.00
Square feet: 1,367
Price: $129,900

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 2399293 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7360143

282 Crooked River Dr Woodbine, GA 31569

Property Site: http://tour.remax-georgia.com/home/LYR2H2
One story, ranch style home. Great vacation home or the perfect home to enjoy years of fishing and travel. The yard has large strong Oaks and shade as well as 30 amp service out building for the RV and boat. Lot size 150*200 with a drive through RV storage so no turning around required. Located directly across from the boat access.
Bedrooms: 2
Bathrooms: 1.00
Square feet: 1,034
Price: $105,000

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 2367302 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7353111

211 Barkentine Dr St. Marys, GA 31558

Property Site: http://tour.remax-georgia.com/home/HZWSE4
Cabin styled house with the floor plan of a house in the mountains! Very open floor plan! In-ground pool within the inner atrium, fenced in back yard, electric and central heating and air. Gas stove, two gas fire places located within the great room and family room, instant hot water, double oven, built in refrigerator, tile and carpeted floors, large master bath, two large master bedrooms and baths, loft, 3 bedrooms, 3.5 baths, 9ft doors, hot tubs in master baths, tennis courts, gazebo, large water fountains, enclosed side patio, 2 car garage, stone exterior, 12 inch thick foam insulation, vaulted 12 ft plus ceilings, highly energy efficient home, city water and sewer. Owner will finish to buyers taste or the $100,000 cash allowance with FPO.
Bedrooms: 3
Bathrooms: 4.00
Square feet: 3,471
Price: $795,000

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 2323478 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7343153

13 Coastal Walk St. Marys, GA 31558

Property Site: http://tour.remax-georgia.com/home/5SDEYT
Three bedrooms, two baths, great location. This ranch-style, one story, house has a big open floor plan, with an equipped kitchen consisting of a dishwasher, garbage disposal and range oven, with beautiful granite counter tops. Town home, that would be ideal for a vacation house! Tile is placed throughout the kitchen, and baths and the bedrooms are all carpeted. The location has a lake view, with a built-in, in ground pool. There is an open patio leading to an enclosed pool. Great schools located just minutes away, with shopping facilities being within short distance as well. The award winning Kings Bay Naval Base is also located just a few miles away from the home. ICF Construction. Very energy efficient and hurricane resistant. Southeast GA Medical Center
Bedrooms: 3
Bathrooms: 2.00
Square feet: 1,734
Price: $131,000

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 2291787 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7329430

886 Park Hill Pl Gainesville, GA 30501

Property Site: http://tour.remax-georgia.com/home/47PTC5
Fantastic all brick ranch in Longstreet Hills of Gainesville. Walking distance to Brenau University. Two fireplaces, 2 baths. large yard and fire pit. Well maintained one owner. Updated with Hardwood floors and tile throughout. Master bedroom with en suite. Large sun-room. An 8 unfinished basement awaits personal design. 2 car garage. Near Bobby Gruhn field, Frances Meadow Aquatic Center and City Park. Check out "Eye on Gainesville - Art In The Square-September 2014" Located in the heart of the business district, the downtown square is home to a number of boutique and second generation specialty stores, several restaurants and an entertaining and vibrant downtown nightlife. There are over 50 businesses just downtown. Move out a block or 2 & find 100s
Bedrooms: 2
Bathrooms: 2.00
Square feet: 1,464
Price: $204,000

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 2286093 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7333448

557 Holly Haven Dr Kingsland, GA 31548

Property Site: http://tour.remax-georgia.com/home/JMBPHY
Rustic Ranch style home. One story, tall ceilings with open floor plan. 3 bedrooms, 2 baths. Hardwood floors and tile throughout, and carpet in the bedrooms. Fireplace in the family room. Separate office and dining room. Large lot, over an acre and half! Backyard is a wooded private lot, with a patio on the back of the house.
Bedrooms: 3
Bathrooms: 2.00
Square feet: 2,187
Price: $270,000

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 2278033 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7332361

1608 Shadowlawn Dr St. Marys, GA 31558

Property Site: http://tour.remax-georgia.com/home/YRGTXN
Open floor plan with great room and formal dining room. Open kitchen to the great room. Screen rear porch with large fenced yard and above ground pool with wooden deck for sunning and jumping. This home has 4 bedrooms and 2 baths. Kitchen has pantry closet and sliders out to pool. Vaulted ceiling in great room. Front Rocking porch.
Bedrooms: 4
Bathrooms: 2.00
Square feet: 1,788
Price: $104,900

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 2264652 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7329718

1930 Lloyd Jackson Rd Valdosta, GA 31601

Property Site: http://tour.remax-georgia.com/home/98SQXA
Country living on the outskirts of the big city. You are just a few miles from all the local attrations and amenties (mall, restaurants, airport, downtown, and Wild Adventures Theme Park). Surrounded by beautiful, shaded trees and other landscaping (pecan trees, tangerines, grapevines, etc.) The home was built in 1986 by the owners. Large master bedroom (17x14), peaceful screened-in back porch (20x17), and a covered rocking front patio Fenced 7 acres for horses and cows to roam. Water for feeding is available in the pasture. A 450 sqft mother-in-law suite and 750 sf workshop. Fireplace, exposed beams and built-ins make this custom home warm and inviting. Close to Moodys Air Force Base and CJB Industries off I75 at exit 13. 10X12X120 POLE BARN
Bedrooms: 4
Bathrooms: 3.00
Square feet: 2,311
Price: $274,900

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 2243026 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7325402

365 William St W Kingsland, GA 31548

Property Site: http://tour.remax-georgia.com/home/SLELC2
Small, cottage style, residential home located towards the historic section of Kingsland. Two bedrooms and one bath. Central heating and air. Newer roof, recently remodeled from floor joists to the outer walls. Heart of pine throughout the home. Located in a good neighhborhood, just minutes away from businesses located in the city. Excellent school located nearby, with bus access available to the elementary, middle, and an award winning high school. Rich in history, the citys downtown district has been listed on the National Register of Historic Places. A street-escaping project has returned the downtown to the charming look it had in the 1920s and 1930s, and visitors can wander the bricked sidewalks in search of a great bargains on Antique Row.
Bedrooms: 2
Bathrooms: 1.00
Price: $89,900

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 2209728 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7315116

105 Stable Ally E St. Marys, GA 31558

Property Site: http://tour.remax-georgia.com/home/LJDWA7
Live in the heart of Historic St Marys - right downtown! Walk to the water & ferry to Cumberland Island, restaurants & shopping, playground, etc. Part of the original Carnegie Boat House at Langs Marina. Views of the water and marina from front of house. Large home with extra large bedroom or bonus room upstairs. Large garage door (9) for boat or RV storage. Screened front porch to enjoy the peaceful evenings and watch the boats on the intercoastal waterway.
Bedrooms: 3
Bathrooms: 3.00
Square feet: 1,886
Price: $147,000

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 2179876 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7311483

601 Hancock Pl St. Marys, GA 31558

Property Site: http://tour.remax-georgia.com/home/AA3GT4
REMEMBER THE PRICING OF YESTER-YEAR WELL HERES YOUR CHANCE TO SEE IT AGAIN! 3BR/2BA POOL HOME, SPACIOUS EAT IN KIT., LARGE MASTER BR, UPDATED KITCHEN, BATH, FENCED YARD, & TILE FLOOR. NEW ROOF AND 1 YEAR HOME WARRANTY. NAVAL SUBMARINE BASE KINGS BAY is an award-winning base and one of the Navys premier duty stations. The communities of Camden County welcome the people who serve here, stay for follow-on tours or retire in the area. Arising from a sea of green grass, the sail of USS GEORGE BANCROFT (SSBN-643) is on display at the Franklin Gate of Naval Submarine Base Kings Bay. Dedicated on April 7, 2000 as part of the submarine forces 100th Anniversary celebration this exhibit is free, open to the public and makes a great photo! SHADOWLAWN, ST MARYS SCHOOLS
Bedrooms: 3
Bathrooms: 2.00
Square feet: 1,524
Price: $134,900

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 2148648 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7303016

101 Crestview Dr Woodbine, GA 31569

Property Site: http://tour.remax-georgia.com/home/VLCPVA
Brick ranch in Woodbine, Walk to elementary school, supermarket and restaurants. Close to commercial boat ramps. Original heart of pine floors, great room for entertaining, formal living room and large dining area. This all brick home has lots of potential, great live oaks in the yard and on a corner lot. Great place to call home.
Bedrooms: 3
Bathrooms: 2.00
Square feet: 1,350
Price: $75,000

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 1869188 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7221964

2431 Osborne Rd #Paper Warehouse W/Rail Svc St. Marys, GA 31558

Property Site: http://tour.remax-georgia.com/home/CHVQHA
Huge warehouse with rails and dock. 148,800 sq ft which includes the dock and railroad junction. This warehouse has endless possibilities for various businesses. Locate your next venture in this prime location in St Marys, home to Kings Bay Naval Base. Call office for details, ask for Ed. There is only one place in Georgia, outside metro Atlanta, where a market of 1.25 million people live within a one-hour drive; where you can enjoy NFL football, minor league baseball, and an AZA award winning zoo; and an international airport is located just a thirty minute drive away. Where is that place?
Bathrooms: 0.00
Price: $55,800

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 1861053 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7196913

0 Julia St St. Marys, GA 31558

Property Site: http://tour.remax-georgia.com/home/VFKFJA
11.56 acres of prime commercial property in beautiful St Marys, home of NSB Kings Bay. This property is perfect for a grocery store or shopping center with room for lots of parking. Good corner lot at a traffic light for easy access, has rail spur access at back of acreage for loading and unloading inventory. This is also a high traffic are high income producing stores around it. Call for more info on office and warehouse availability to increase the functionality of this acreage. There is only one place in Georgia, outside metro Atlanta, where a market of 1.25 million people live within a one-hour drive; where you can enjoy NFL football, minor league baseball, and an AZA award winning zoo; and an international airport is located just a thirty minute dr
Bathrooms: 0.00
Price: $1,300,000

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 1861052 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7196406

2431 Osborne Rd St. Marys, GA 31558

Property Site: http://tour.remax-georgia.com/home/R45RDS
Lease office and warehouse for your business. There is a total of 21,400 sq ft of warehouse space and 2000 sq ft of offices. The list of different types of business that could use this space is unlimited. Office area has heat & a/c. Call listing office for details, ask for Ed. There is only one place in Georgia, outside metro Atlanta, where a market of 1.25 million people live within a one-hour drive; where you can enjoy NFL football, minor league baseball, and an AZA award winning zoo; and an international airport is located just a thirty minute drive away. Where is that place? St Marys, Georgia!
Bathrooms: 0.00
Price: $10,025

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 1861050 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7196667

2431 Osborne Rd St. Marys, GA 31558

Property Site: http://tour.remax-georgia.com/home/P6FJEZ
Lease this attractive large office building overlooking the beautiful fountains & pond fronting Hwy 40 in historic St Marys (home to Kings Bay Naval Base). There is additional possibilities with the attached warehouse which has space to lease as well. Call for detailed info, ask for Ed. There is only one place in Georgia, outside metro Atlanta, where a market of 1.25 million people live within a one-hour drive; where you can enjoy NFL football, minor league baseball, and an AZA award winning zoo; and an international airport is located just a thirty minute drive away. Where is that place? St Marys, Georgia!
Bathrooms: 0.00
Price: $4,180

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 1861047 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7196638

2431 Osborne Rd #Rs-C St. Marys, GA 31558

Property Site: http://tour.remax-georgia.com/home/4GU94J
Lease a portion of this large manufacturing plant for your own use. The possibilities are endless. Interior rail service is available at this complex. Additional space available. Call for all the detailed info, ask for Ed.
Bathrooms: 0.00
Price: $20,625

For more information about this property, please contact Ed Leavy at 912-464-9527 or eleavy@remax.net. You can also text 1861045 to 67299.


See more listings at: 247realtyservice.com


MLS ID: 7196475

Wednesday, December 3, 2014

SECDEF Visits Naval Submarine Base Kings Bay, Georgia

Sgt. Maj. Barrett Hosts, Discusses PME & Promotion Changes (The Corps Re...

Existing Homes Sales Report

Sales Up In Almost Every Price Point

Sales Up in Almost Every Price Range | Keeping Current Matters


The National Association of Realtors’ most recent Existing Home Sales Report revealed that home sales were up rather dramatically over last year in five of the six price ranges they measure. Only those homes priced under $100,000 showed a decline (-6%). Every other category showed a minimum increase of at least 9.7%.

Here is the breakdown:


Sales Up in almost Every Price Range | Keeping Current Matters


What does that mean to you if you are selling?


Houses are definitely selling. If your house has been on the market for any length of time and has not yet sold, perhaps it is time to sit with your agent and see if it is priced appropriately to compete in today’s market.

Tuesday, November 4, 2014

New Listings And Sales In Osprey Cove

STATUS Number Street  List Price  List Date Off Date Market Days
Active 399 Quail Ct  $        750,000 10/29/2014   6
Active 116 Angler Ln  $        389,900 11/1/2014   3
Active 90 Providence Park Cir  $        325,000 10/21/2014   13
Under Contract 1057 Greenwillow  $        425,000 8/6/2014 9/18/2014 43
Under Contract 554 Cardinal Cir  $        369,000 6/1/2014 7/17/2014 46
Under Contract 1621 Sandpiper Ct  $        229,000 8/16/2014 9/10/2014 25
Under Contract 405 Morning Glory Rd  $        200,000 5/2/2014 10/15/2014 166

Either Way You Are Still Paying A Mortgage

Posted: 04 Nov 2014 04:00 AM PST
Either Way You're Still Paying a Mortgage | Keeping Current Matters
 There are some people that have not purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage - either your mortgage or your landlord’s. As a paper from the Joint Center for Housing Studies at Harvard University explains: 
“Households must consume housing whether they own or rent. Not even accounting for more favorable tax treatment of owning, homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord plus a rate of return. That’s yet another reason owning often does—as Americans intuit—end up making more financial sense than renting.”
Also, if you purchase with a 30-year fixed rate mortgage, your ‘housing expense’ is locked in over the thirty years for the most part. If you rent, the one guarantee you will have is that your rent will increase over that same thirty year time period.
Unless you are living with your parents rent free, you are paying a mortgage. #KCM2014
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As an owner, the mortgage payment is a ‘forced savings’ which will allow you to have equity in your home you can tap into later in your life. As a renter, you guarantee the landlord is the person with that equity.

Bottom Line

Whether you are looking for a primary residence for the first time or are considering a vacation home on the shore, owning might make more sense than renting since home values and interest rates are still at bargain prices.W

Friday, September 5, 2014

Building Permits Issued

Owner: Maronda Homes
Location/Description of Work: 401 Soncel Drive, Lake Victoria, Kingsland
2264 sq. ft. new residence Amount: $84,375

Owner:WH Gross Construction
Location/Description of Work: 268 Daniel Trent Way, Kingsland
2,521 sq. ft. new residence Amount: $130,000

Owner:Readdick Construction
Location/Description of Work: 564 Henrietta St., Woodland Trail, Kingsland
1826 sq. ft. new residence Amount: $105,000

Owner: Daniel Wheeler
Location/Description of Work: 1390 Boone Ave. 6, Kingsland
Remodel commercial building Amount: $1,800

Owner: Maronda Homes
Location/Description of Work: 407 Soncel Drive, Lake Victoria,
Kingsland; 2084 sq. ft. new residence Amount: $84,375

Owner:A&M Builders & Erectors Inc.
Location/Description of Work: 105 Industrial Park Drive, Kingsland
New commercial building Amount: $40,000

Owner:Coltchlo Investments Inc.
Location/Description of Work: 1160 Bristol Hammock Circle, Bristol Hammock, Kingsland
Other Amount: $1,000

Owner: Maronda Homes
Location/Description of Work: 114 Pine Bluff Blvd. West, Pine Bluff, Kingsland
2,688 sq. ft. new residence Amount: $102,144

Owner: Maronda Homes
Location/Description of Work: 137 Cedar Circle, Lake Victoria, Kingsland
3,201 sq. ft. new residence Amount: $110,035

Owner: Murrell Custom Homes
Location/Description of Work: 111 Maybird Drive, Jefferson Landing, Kingsland
267 sq. ft. addition to residence Amount: $8,000

Wednesday, August 6, 2014

Multiple Offer Situation Tips for Buyers





Due to the current lack of home inventory in the St Marys / Kingsland real estate market, multiple offers on a house are becoming much more common.





It’s not unheard of for a property to receive two, three or even ten offers! It’s great news for the sellers, but a multiple offer situation can be tricky if you are looking to buy a house.



You have found the perfect house, secured a real estate agent and are ready to make an offer on your new home. What if someone else is ready to bid as well?



Here are some tips for home buyers to keep in mind during a multiple offer situation:

Know Your Limit

A multiple offer situation can lead to a bidding war which often causes buyers to end up spending more on a property than they originally intended to.
Know how much you can spend and stick to it.

Keep Your Emotions in Check

If you are making an offer on a house with multiple offers, don’t feel disappointed if you don’t get the property. It’s easier said than done, but it is important to not let your emotions get in the way when trying to buy a home.
If you do not get the home you originally wanted, keep in mind that there is something even better out there waiting for you.

Work With A Good Buyer’s Agent

Multiple offer situation are clearly advantageous to the seller and usually not to the buyer. Working with a strong, knowledgeable buyer agent will help make sure you do not over pay for a property and that the process of buying the house goes smoothly. Agents are used to helping people who are
buying a house with multiple offers and have experience helping them bid appropriately.

Get Pre-Approved

A pre-approval letter is better than a pre-qualified. It means that you are financially able to purchase the home. If there are multiple offers on a home, the seller is much more likely to pick the one they know for sure will go through.
Have you been in a multiple offer situation as a buyer? What happened?

Saturday, August 2, 2014

$1.2 billion Fannie, Ginnie bulk MSR portfolio for sale | 2014-08-01 | HousingWire

$1.2 billion Fannie, Ginnie bulk MSR portfolio for sale | 2014-08-01 | HousingWire



A $1.2 billion pool of bulk residential mortgage servicing rights is for sale, according to Interactive Mortgage Advisors, which is acting as the exclusive broker for the deal.
The pool of mortgages carries a weighted average note rate of 3.75% and a delinquency rate of less than 2%. The loans come from a “wide geographic dispersion” and have a weighted average FICO score of 744.
Fannie Mae and Ginnie Mae each back a separate pool of the underlying loans. IMA is requesting separate bids to be submitted for the Fannie pool and the Ginnie pool to allow consideration by the seller to sell the pools separately.
“Any prospective bidders who may not be interested in either the Fannie or Ginnie are encouraged to bid for that one investor type you do prefer,” IMA said. “All representations and warranties will be provided by a national bank with strong financials.”
IMA also said that any prospective purchased must be an approved Fannie or Ginnie servicer or have a structure in place with an approved Fannie or Ginner servicer who is able to take ownership and service on the buyer’s behalf.
The loans are currently sub-serviced by Dovenmuehle.

Trustees to accept $4.5 billion JPMorgan settlement | 2014-08-01 | HousingWire

Trustees to accept $4.5 billion JPMorgan settlement | 2014-08-01 | HousingWire

A proposed $4.5 billion settlement between JPMorgan Chase (JPM) and investors over losses sustained due to JPMorgan’s misrepresentation of the makeup of pools of residential mortgage-backed securities is one step closer to fruition, according to a report from Reuters.
The report states that the trustees representing the defrauded investors are set to accept the settlement for a “vast majority” of the trusts that they represent. The settlement was originally agreed to in November 2013.
The seven trustees overseeing the securities will accept the deal for all but perhaps two dozen of the 330 trusts included in the offer, the person said.
Trustees may poll bondholders in some trusts to see if they would pursue claims if the offer is rejected, the person said.
The settlement stalled out in January when investors were slow in agreeing to the settlement terms, but they appear to be prepared to accept the settlement now.
The trustees, including Bank of New York Mellon, Deutsche Bank National Trust Co. and HSBC Bank USA face a August 1 deadline for a decision on whether to accept the offer.
JPMorgan does not have to go through with the deal if the number of trusts that reject the deal are in excess of a confidential limit the parties negotiated.
A JPMorgan spokesman declined comment.
Source: Reuters

Tuesday, April 1, 2014

YouTube video posted - via Circlepix.com

111 Elliott Way St. Marys, GA 31558

New listing video just posted:

http://video.circlepix.com/X28DVU/589/2080

Description: This is a wonderful opportunity for an investor or a new home buyer looking for a Renovation Loan home to fix up to your specific desires. Private back yard, two car garage and an eat in kitchen and separate dining room. Home is on a cul de sac for privacy and extended front yard. As you walk in to the home you enter the great room and firplace. Sold As Is. Prior to sellers receipt and approval of the full title package from foreclosure, title to the property will be conveyed by a quit claim deed. Seller recommends buyer obtain title insurance. Pre-approval letter or proof of funds required with all offers. Earnest money to be held by closing attorney or listing broker and must be received upon contract acceptance.




Home Information:

Beds: 3

Baths: 2.00

Sqft: 1457

Price: $75000

MLS #: 7244315

Monday, March 31, 2014

YouTube video posted - via Circlepix.com

111 ELLIOTT WAY SAINT MARYS, GA 31558

New listing video just posted:

http://video.circlepix.com/X28DVU/589/2080

Description: This is a wonderful opportunity for an investor or a new home buyer looking for a Renovation Loan home to fix up to your specific desires. Private back yard, two car garage and an eat in kitchen and separate dining room. Home is on a cul de sac for privacy and extended front yard. As you walk in to the home you enter the great room and firplace. Sold As Is. Prior to sellers receipt and approval of the full title package from foreclosure, title to the property will be conveyed by a quit claim deed. Seller recommends buyer obtain title insurance. Pre-approval letter or proof of funds required with all offers. Earnest money to be held by closing attorney or listing broker and must be received upon contract acceptance.




Home Information:

Beds: 3

Baths: 2.00

Sqft: 1457

Price: $75000

MLS #: 7244315

111 ELLIOTT WAY, SAINT MARYS, GA

111 ELLIOTT WAY SAINT MARYS, GA 31558

New listing just posted: http://tour.remax-georgia.com/home/X28DVU

Description: This is a wonderful opportunity for an investor or a new home buyer looking for a Renovation Loan home to fix up to your specific desires. Private back yard, two car garage and an eat in kitchen and separate dining room. Home is on a cul de sac for privacy and extended front yard. As you walk in to the home you enter the great room and firplace. Sold As Is. Prior to sellers receipt and approval of the full title package from foreclosure, title to the property will be conveyed by a quit claim deed. Seller recommends buyer obtain title insurance. Pre-approval letter or proof of funds required with all offers. Earnest money to be held by closing attorney or listing broker and must be received upon contract acceptance.




Home Information:

Beds: 3

Baths: 2.00

Sqft: 1457

Price: $75000

MLS #: 7244315